Our Journey
British Business Bank agrees second £350m ENABLE Guarantee transaction
Selected as a Sunday Times Best Place to Work (medium organisation) with 90% of colleagues saying they feel proud to work here
Celebrated our tenth birthday
Announced pre-tax profit for 2025 of £18.1m, and record closing loan book of £846m, up 27%
Launched the DF Capital Foundation, in partnership with Forever Manchester, providing funding for community groups
Awarded the Feefo Platinum Trusted Service Award for the third consecutive year
Named a Silver Winner for Best Employee Engagement Strategy by volunteering platform, OnHand
Moved to new headquarters at historic Manchester landmark, Express Building
Launched our DFRNT brand for consumer asset finance at the NEC’s Motorhome & Caravan Show
Announced another record financial performance, reporting a 17% increase in new lending to £828m at half year
Paid out on our first consumer asset finance deals
Announced a record-breaking year with £1.44bn in loan originations and a fourfold increase in pre-tax profit to £19.1m
Launch of our Structured Finance team, established to design tailored solutions to meet customers’ working capital needs
Renewed our Feefo Platinum Trusted Service Award for savings customer service
Half year results for 2024 show £9.2m pre-tax profit with record new lending up 17% to £710m
ENABLE Guarantee increased to £350m
Announced pre-tax profit of £4.6m for 2023
Awarded Platinum Trusted Service Award by Feefo, based on savings customer feedback
Achieved 3-star accreditation from Best Companies, the highest award possible, demonstrating world class levels of employee engagement.
New loan origination a record £1.2bn, with the Group’s loan book growing by over 32% to £581m
Secured £20m capital from British Business Investments, a wholly-owned commercial subsidiary of the British Business Bank.
ENABLE guarantee with British Business Bank increased to £350m
Commercial loan book exceeds £500m
Number of dealer customers exceeds 1,000 for the first time. £175m ENABLE guarantee agreed with the British Business Bank
Recorded our maiden full-year pre-tax profit of £1.3m. Full year commercial loan originations hit a record £1bn
Named “Outstanding Place to Work” by Best Companies
Achieve first profitable month and commercial loan book exceeds £300m
Launched online banking for saving customers
Commercial lending since inception exceeds £1bn
Launched our first savings products
Obtained full authorisation as a bank and subsidiary renamed DF Capital Bank Limited
Demerged and floated on the London Stock Exchange’s Alternative Investment Market (AIM)
Business operations open in Manchester
Started to work on becoming a fully authorised bank
First manufacturer programmes incepted and first loan paid out
Distribution Finance Capital founded and becomes known as DF Capital